Group Benefits

Matrix Surplus Agency Inc. is a leader in group insurance benefits for both small and large employers. Our independent nature and methods create the opportunities for our group customers to accomplish their fringe benefit goals and improve employee satisfaction with fringe benefit dollars.

We work hard to improve employee satisfaction and to increase support to Human Resource departments.

We represent many different benefits providers so we have a strong portfolio to draw from. Our approach is focused to solve your needs so if our providers can't satisfy your goals, we will find one who can. Our main carriers are Blue Cross Blue Shield, Priority Health, Aetna, Prudential, Golden Rule, and Humana.

At Matrix, businesses can also find help managing or reducing costs of fringe benefit programs. We provide design support and service on group health, dental, life, disability and vision insurance. We also provide products and services for voluntary products including life, dependent life, disability, dental and critical illness.

Though Blue Cross Blue Shield and Priority Health are our main health carriers, we also use other carriers for underwritten health insurance. Depending on location and demographics, these carriers include Aetna, Humana, Assurant, Midwest Security and American Community. The companies vary widely depending on SIC code and demographics specific to your group. The combining of HRAs and medical reimbursements may help the employer and employee utilize fringe benefits while reducing the cost of the current plan.

We shop every case to build the right solution based on your goals and objectives. We use guaranteed- issue and underwritten health insurance from various sources. We provide investment products and designs for pension, profit sharing, SIMPLE IRA, and 401(k) plans.

Call us for all fringe benefit needs.

Matrix Group Financial Service
4620 N US 31 N
Traverse City MI, 49686
Phone: (231) 938-3200
Toll Free: (800) 782-0232

Call us, real people answer the phone at (231) 938-3200. 
9:00AM-4:30 PM  Eastern Standard Time.
We are here to help!
Matrix Surplus Agency, Inc. serves as an independent insurance agency for Blue Cross Blue Shield of Michigan, Priority Health, Humana, Golden Rule, Aetna, MTL Insurance Company, Prudential, West Coast Life, Banner Life, ING, AXA, and many others.